Q: How do I pay for pre-arranging a funeral?
A: You have a choice. You may pay at one time or you may choose a plan in which you pay over a specified period of time. There are no finance charges.
Q: Why should I consider pre-arrangement for myself or a family member?
A: Many people plan ahead because there is no one else available to make responsible decisions. Others do it for peace of mind, knowing they've made their wishes known, thus easing the burden for their families. The sense of uncertainty is greatly reduced when arrangements are made early, with far less emotional turmoil. Pre-arrangement can also save you money. By pre-funding your arrangements now, you can lock in those funeral costs at today's prices, sparing your loved ones the added cost of inflation later on. Call us for a free and confidential pre-arrangement consultation.
Q: What happens to the money for the funeral I have pre-arranged?
A: The monies are placed in a revocable/irrevocable State Association Trust Fund (CHOICES). Interest that accrues is used to offset any increase in cost due to future inflation; guaranteeing that there will be no increase ease in the cost of the funeral home's charges. Call us for a free and confidential pre-arrangement consultation.
Q: Is this trust regulated by any government body?
A: It is regulated by the New Jersey State Board of Mortuary Science in compliance with the Future Interment Provision of the Funeral Directors’ Law in accordance with the laws of New Jersey. It is FDIC insured.
Q: Will there be any additional charges at the time of the funeral?
A: No, except if your heirs request additional services or merchandise. There may be charges from the cemetery, so you should check with them about their package inclusions.
Q: What happens if I move to another state?
A: If you still want to have the funeral in the area then you don’t need to do anything. We will arrange with a funeral home in your new area to fly you back to the area and proceed with the pre-arranged plans you made. On the other hand, if you wish to remain in your new town we can refund your money or coordinate with a local funeral home to make certain the plans you made are carried out.
Q: What if I change my mind about what I want?
A: Simply contact one of our funeral directors and we can take care of your revisions or additions.